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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,426 | $167,362-14.3% | $143,799-0.3% | $134,532+6.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -19.77% | 0.47%-20.2pp | -0.04%-19.7pp | 418.27%-438.0pp |
| Employer contribution / active EE | $16,280 | $5,620+189.7% | $4,952+228.7% | $4,741+243.4% |
| Participant deferral / active EE | $16,280 | $6,447+152.5% | $5,638+188.7% | $6,401+154.3% |
| Admin fee / account holder | $614 | $18,094-96.6% | $14,677-95.8% | $11,429-94.6% |