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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,962 | $185,312-62.2% | $161,489-56.7% | $154,746-54.8% |
| Participation rate | 41.7% | 82.5%-40.8pp | 78.7%-37.0pp | 80.7%-39.0pp |
| Annual return | 21.37% | 103.84%-82.5pp | 89.72%-68.4pp | 172.34%-151.0pp |
| Employer contribution / active EE | $2,172 | $4,769-54.5% | $4,268-49.1% | $4,379-50.4% |
| Participant deferral / active EE | $5,142 | $6,350-19.0% | $5,630-8.7% | $6,730-23.6% |
| Admin fee / account holder | $418 | $18,654-97.8% | $16,006-97.4% | $14,365-97.1% |