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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,962 | $181,062-61.4% | $158,223-55.8% | $155,188-54.9% |
| Participation rate | 41.7% | 82.7%-41.0pp | 79.2%-37.5pp | 80.8%-39.1pp |
| Annual return | 21.37% | 57.39%-36.0pp | 52.09%-30.7pp | 148.84%-127.5pp |
| Employer contribution / active EE | $2,172 | $4,565-52.4% | $4,109-47.1% | $4,248-48.9% |
| Participant deferral / active EE | $5,142 | $6,134-16.2% | $5,467-6.0% | $6,531-21.3% |
| Admin fee / account holder | $418 | $18,825-97.8% | $16,047-97.4% | $14,480-97.1% |