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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,290 | $175,257-37.6% | $149,717-27.0% | $139,456-21.6% |
| Participation rate | 22.2% | 83.4%-61.2pp | 78.8%-56.6pp | 80.3%-58.1pp |
| Annual return | 27.02% | 166.70%-139.7pp | 134.41%-107.4pp | 373.45%-346.4pp |
| Employer contribution / active EE | $1,447 | $5,477-73.6% | $4,820-70.0% | $4,753-69.5% |
| Participant deferral / active EE | $2,930 | $6,521-55.1% | $5,682-48.4% | $6,711-56.3% |
| Admin fee / account holder | $646 | $16,156-96.0% | $13,213-95.1% | $11,407-94.3% |