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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,187 | $117,859+140.3% | $102,438+176.4% | $145,959+94.0% |
| Participation rate | 88.2% | 78.6%+9.6pp | 76.5%+11.7pp | 80.3%+8.0pp |
| Annual return | 11.11% | 31.72%-20.6pp | 29.37%-18.3pp | 561.95%-550.8pp |
| Employer contribution / active EE | $4,415 | $3,615+22.1% | $3,024+46.0% | $4,661-5.3% |
| Participant deferral / active EE | $14,093 | $5,732+145.9% | $5,054+178.9% | $6,689+110.7% |
| Admin fee / account holder | $35,679 | $13,318+167.9% | $9,448+277.6% | $13,398+166.3% |