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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,187 | $117,895+140.2% | $102,460+176.4% | $145,897+94.1% |
| Participation rate | 88.2% | 78.6%+9.6pp | 76.5%+11.7pp | 80.3%+7.9pp |
| Annual return | 11.11% | 31.92%-20.8pp | 29.47%-18.4pp | 552.29%-541.2pp |
| Employer contribution / active EE | $4,415 | $3,619+22.0% | $3,025+46.0% | $4,663-5.3% |
| Participant deferral / active EE | $14,093 | $5,736+145.7% | $5,056+178.7% | $6,689+110.7% |
| Admin fee / account holder | $35,679 | $13,353+167.2% | $9,460+277.2% | $13,390+166.5% |