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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,271 | $110,212+159.7% | $96,534+196.5% | $139,466+105.3% |
| Participation rate | 86.7% | 78.1%+8.5pp | 76.0%+10.7pp | 80.3%+6.3pp |
| Annual return | 14.74% | 26.42%-11.7pp | 25.88%-11.1pp | 373.66%-358.9pp |
| Employer contribution / active EE | $4,502 | $3,620+24.4% | $2,965+51.8% | $4,754-5.3% |
| Participant deferral / active EE | $16,651 | $5,547+200.2% | $4,851+243.3% | $6,712+148.1% |
| Admin fee / account holder | $5,993 | $11,599-48.3% | $8,253-27.4% | $11,409-47.5% |