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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,599 | $102,382+135.0% | $147,005+63.7% | $80,874+197.5% |
| Participation rate | 96.3% | 75.8%+20.4pp | 82.2%+14.1pp | 67.6%+28.6pp |
| Annual return | 23.85% | 134.89%-111.0pp | 418.76%-394.9pp | 35.62%-11.8pp |
| Employer contribution / active EE | $17,288 | $3,715+365.4% | $4,934+250.4% | $2,756+527.4% |
| Participant deferral / active EE | $13,362 | $6,646+101.0% | $8,070+65.6% | $4,297+211.0% |
| Admin fee / account holder | $10,067 | $7,942+26.8% | $13,006-22.6% | $6,935+45.2% |