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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,160 | $148,623+46.8% | $135,974+60.4% | $139,466+56.4% |
| Participation rate | 91.3% | 83.9%+7.4pp | 81.9%+9.4pp | 80.3%+11.0pp |
| Annual return | 17.07% | 79.30%-62.2pp | 68.30%-51.2pp | 373.66%-356.6pp |
| Employer contribution / active EE | $16,414 | $5,246+212.9% | $4,859+237.8% | $4,754+245.3% |
| Participant deferral / active EE | $13,244 | $8,103+63.5% | $7,760+70.7% | $6,712+97.3% |
| Admin fee / account holder | $1,762 | $12,406-85.8% | $10,767-83.6% | $11,409-84.6% |