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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,746 | $172,111-60.1% | $150,298-54.3% | $137,256-49.9% |
| Participation rate | 83.3% | 81.7%+1.6pp | 77.8%+5.6pp | 80.0%+3.4pp |
| Annual return | 15.68% | 69.37%-53.7pp | 62.79%-47.1pp | 220.34%-204.7pp |
| Employer contribution / active EE | $2,412 | $4,636-48.0% | $4,154-41.9% | $4,156-42.0% |
| Participant deferral / active EE | $5,947 | $6,166-3.6% | $5,453+9.1% | $6,407-7.2% |
| Admin fee / account holder | $4,666 | $16,471-71.7% | $14,116-66.9% | $12,270-62.0% |