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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,746 | $185,312-62.9% | $161,489-57.4% | $154,746-55.6% |
| Participation rate | 83.3% | 82.5%+0.9pp | 78.7%+4.6pp | 80.7%+2.6pp |
| Annual return | 15.68% | 103.84%-88.2pp | 89.72%-74.0pp | 172.34%-156.7pp |
| Employer contribution / active EE | $2,412 | $4,769-49.4% | $4,268-43.5% | $4,379-44.9% |
| Participant deferral / active EE | $5,947 | $6,350-6.3% | $5,630+5.6% | $6,730-11.6% |
| Admin fee / account holder | $4,666 | $18,654-75.0% | $16,006-70.8% | $14,365-67.5% |