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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,746 | $181,062-62.0% | $158,223-56.6% | $155,188-55.7% |
| Participation rate | 83.3% | 82.7%+0.7pp | 79.2%+4.1pp | 80.8%+2.5pp |
| Annual return | 15.68% | 57.39%-41.7pp | 52.09%-36.4pp | 148.84%-133.2pp |
| Employer contribution / active EE | $2,412 | $4,565-47.2% | $4,109-41.3% | $4,248-43.2% |
| Participant deferral / active EE | $5,947 | $6,134-3.1% | $5,467+8.8% | $6,531-9.0% |
| Admin fee / account holder | $4,666 | $18,825-75.2% | $16,047-70.9% | $14,480-67.8% |