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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,746 | $174,379-60.6% | $152,093-54.8% | $138,895-50.5% |
| Participation rate | 83.3% | 81.6%+1.7pp | 77.8%+5.6pp | 79.9%+3.4pp |
| Annual return | 15.68% | 74.86%-59.2pp | 66.36%-50.7pp | 145.39%-129.7pp |
| Employer contribution / active EE | $2,412 | $4,652-48.2% | $4,175-42.2% | $4,194-42.5% |
| Participant deferral / active EE | $5,947 | $6,159-3.5% | $5,451+9.1% | $6,396-7.0% |
| Admin fee / account holder | $4,666 | $16,880-72.4% | $14,497-67.8% | $12,562-62.9% |