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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,170 | $77,145-33.7% | $108,410-52.8% | $85,856-40.4% |
| Participation rate | 70.0% | 74.7%-4.7pp | 80.1%-10.1pp | 69.3%+0.7pp |
| Annual return | 16.55% | 44.54%-28.0pp | 905.34%-888.8pp | 318.58%-302.0pp |
| Employer contribution / active EE | $2,689 | $2,379+13.0% | $3,558-24.4% | $2,565+4.8% |
| Participant deferral / active EE | $7,502 | $5,566+34.8% | $6,562+14.3% | $3,952+89.8% |
| Admin fee / account holder | $7,213 | $5,172+39.5% | $7,296-1.1% | $6,261+15.2% |