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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,213 | $70,486-28.8% | $100,535-50.1% | $79,856-37.1% |
| Participation rate | 70.6% | 73.6%-3.1pp | 79.4%-8.8pp | 69.6%+0.9pp |
| Annual return | 54.86% | 21.90%+33.0pp | 30.90%+24.0pp | 31.71%+23.1pp |
| Employer contribution / active EE | $3,228 | $2,165+49.1% | $3,419-5.6% | $2,471+30.6% |
| Participant deferral / active EE | $8,074 | $5,182+55.8% | $6,271+28.7% | $3,741+115.8% |
| Admin fee / account holder | $2,243 | $4,480-49.9% | $8,085-72.3% | $5,306-57.7% |