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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,419 | $68,398-20.4% | $94,664-42.5% | $75,173-27.6% |
| Participation rate | 79.7% | 76.1%+3.6pp | 80.8%-1.1pp | 67.2%+12.5pp |
| Annual return | 25.62% | 616.72%-591.1pp | 156.84%-131.2pp | 160.72%-135.1pp |
| Employer contribution / active EE | $4,304 | $2,701+59.4% | $3,673+17.2% | $2,671+61.2% |
| Participant deferral / active EE | $11,458 | $6,537+75.3% | $7,417+54.5% | $4,126+177.7% |
| Admin fee / account holder | $7,795 | $5,324+46.4% | $7,222+7.9% | $5,651+38.0% |