Retirement plan

DOT HOLDINGS CO 401(K) AND PROFIT SHARING PLAN

Name: DOT HOLDINGS CO - DOT HOLDINGS CO 401(K) AND PROFIT SHARING PLAN (2024) Form 5500
Creator: DOT HOLDINGS CO
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, DOT HOLDINGS CO 401(K) AND PROFIT SHARING PLAN, DOT HOLDINGS CO

DOT HOLDINGS COEIN 82-3213853Plan #003PY 2024

17050 BAXTER ROAD, SUITE 130 - CHESTERFIELD, MO 63005314-537-4002

Prospect flagsLow returnsCorrective distributions

How to read this page

Total assets (EOY)

$673.8M

+15.6% from 2023

Total participants

7,978

-0.7% from 2023

Average account balance

$85,118

+15.6% from 2023

Annual return

13.34%

-5.13 pp from 2023

Benchmarks

See 43 peers

Peer group

Industry42 - Wholesale Trade

Plan typeDefined contribution

Participants5,000-9,999

Cohort43 peers

Snapshot2024

See peer percentile detail. $4.99 for your first month.

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Analytics

Total assets (EOY)

Plan-year ending balance

$673.80M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$85K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

7,916

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

99.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$64.15M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$9K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.34%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$72

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 4 by compensation

Provider	Service type	Compensation
PRINCIPAL LIFE INSURANCE COMPANY4 years Service code 13 · EIN 42-0127290	Contract Administrator	$384,885
MMA SECURITIES LLC1 year Filed as: MARSH USA LLC Service code 27 · EIN 36-2668272	Advisory (Plan)	$113,218
SAGEVIEW ADVISORY GROUP, LLC4 years Filed as: SAGEVIEW ADVISORY GROUP Service code 27 · EIN 33-0818667	Advisory (Plan)	$88,901
GRAY HUNTER STENN LLP4 years Service code 10 · EIN 36-3077757	Accounting	$25,478

Plan features & details

Pension benefit codes2E2F2G2J2K2S2T3C3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3C
Plan not intended to be qualified
A plan not intended to be qualified under Code sections 401 403 or 408.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$569K

$81 / participant

Investment mgmt$202K35.5%
Contract admin$342K60.0%
Other / not subdivided$25K4.5%

% of EOY assets

0.084%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

The auditor signed off without reservation. This is the cleanest opinion.

Auditor firm: GRAY HUNTER STENN LLP
Auditor EIN: 363077757
Audit fees: $25,478
Opinion code: Unqualified

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Metric

This plan

Peer set

Industry

Size

Avg account balance

$85,118

$93,462-8.9%

$164,813-48.4%

$99,062-14.1%

Participation rate

99.1%

79.9%+19.2pp

78.6%+20.5pp

71.6%+27.5pp

Annual return

13.34%

15.71%-2.4pp

69.93%-56.6pp

17.66%-4.3pp

Employer contribution / active EE

$4,559

$3,099+47.1%

$4,341+5.0%

$3,262+39.8%

Participant deferral / active EE

$4,583

$5,366-14.6%

$6,031-24.0%

$5,331-14.0%

Admin fee / account holder

$72

$81-11.6%

$12,690-99.4%

$109-34.0%

Provider

Service type

Compensation

PRINCIPAL LIFE INSURANCE COMPANY4 years

Service code 13 · EIN 42-0127290

Contract Administrator

$384,885

MMA SECURITIES LLC1 year

Filed as: MARSH USA LLC

Service code 27 · EIN 36-2668272

Advisory (Plan)

$113,218

SAGEVIEW ADVISORY GROUP, LLC4 years

Filed as: SAGEVIEW ADVISORY GROUP

Service code 27 · EIN 33-0818667

Advisory (Plan)

$88,901

GRAY HUNTER STENN LLP4 years

Service code 10 · EIN 36-3077757

Accounting

$25,478

DOT HOLDINGS CO 401(K) AND PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

DOT HOLDINGS CO 401(K) AND PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion