Retirement plan

DOT HOLDINGS CO. 401(K) AND PROFIT SHARING PLAN

Name: DOT HOLDINGS CO - DOT HOLDINGS CO. 401(K) AND PROFIT SHARING PLAN (2022) Form 5500
Creator: DOT HOLDINGS CO
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, DOT HOLDINGS CO. 401(K) AND PROFIT SHARING PLAN, DOT HOLDINGS CO

DOT HOLDINGS COEIN 82-3213853Plan #003PY 2022

17050 BAXTER ROAD, SUITE 130 - CHESTERFIELD, MO 63005314-537-4002

Prospect flagsFailed to transmit contributionsCorrective distributions

How to read this page

Total assets (EOY)

$477.4M

-13.3% from 2021

Total participants

7,746

-1.8% from 2021

Average account balance

$65,012

-12.1% from 2021

Annual return

-16.19%

+13.49 pp from 2021

Benchmarks

See 37 peers

Peer group

Industry42 - Wholesale Trade

Plan typeDefined contribution

Participants5,000-9,999

Cohort37 peers

Snapshot2022

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$673.80M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$85K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

7,916

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

99.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$64.15M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$9K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.34%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$72

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 6 by compensation

Provider	Service type	Compensation
PRINCIPAL LIFE INSURANCE COMPANY2 years Service code 13 · EIN 42-0127290	Contract Administrator	$444,172
SAGEVIEW ADVISORY GROUP, LLC1 year Filed as: SAGEVIEW ADVISORY GROUP, Service code 27 · EIN 33-0818667	Advisory (Plan)	$104,865
FOUNDERS FINANCIAL SECURITIES LLC1 year Filed as: FOUNDERS SERIES OF LOCKT Service code 27 · EIN 20-5846124	Advisory (Plan)	$57,972
GRAY HUNTER STENN LLP2 years Service code 27 · EIN 36-3077757	Advisory (Plan)	$20,500
USI CONSULTING GROUP1 year Service code 27 · EIN 06-1053228	Advisory (Plan)	$16,500
THOMPSON COBURN LLP1 year Service code 29 · EIN 43-0666662	Legal	$5,608

Plan features & details

Pension benefit codes2E2F2G2J2K2S2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$597K

$89 / participant

Investment mgmt$181K30.4%
Contract admin$410K68.7%
Other / not subdivided$6K1.0%

% of EOY assets

0.125%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: GRAY HUNTER STENN LLP
Auditor EIN: 363077757
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$65,012

$71,813-9.5%

$119,628-45.7%

$78,104-16.8%

Participation rate

94.0%

81.7%+12.3pp

79.3%+14.7pp

74.5%+19.5pp

Annual return

-16.19%

-13.80%-2.4pp

-14.98%-1.2pp

10.90%-27.1pp

Employer contribution / active EE

$3,707

$2,836+30.7%

$4,232-12.4%

$3,128+18.5%

Participant deferral / active EE

$4,265

$4,953-13.9%

$5,601-23.8%

$5,089-16.2%

Admin fee / account holder

$81

$81+0.7%

$10,330-99.2%

$79+3.0%

Provider

Service type

Compensation

PRINCIPAL LIFE INSURANCE COMPANY2 years

Service code 13 · EIN 42-0127290

Contract Administrator

$444,172

SAGEVIEW ADVISORY GROUP, LLC1 year

Filed as: SAGEVIEW ADVISORY GROUP,

Service code 27 · EIN 33-0818667

Advisory (Plan)

$104,865

FOUNDERS FINANCIAL SECURITIES LLC1 year

Filed as: FOUNDERS SERIES OF LOCKT

Service code 27 · EIN 20-5846124

Advisory (Plan)

$57,972

GRAY HUNTER STENN LLP2 years

Service code 27 · EIN 36-3077757

Advisory (Plan)

$20,500

USI CONSULTING GROUP1 year

Service code 27 · EIN 06-1053228

Advisory (Plan)

$16,500

THOMPSON COBURN LLP1 year

Service code 29 · EIN 43-0666662

Legal

$5,608

DOT HOLDINGS CO. 401(K) AND PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

DOT HOLDINGS CO. 401(K) AND PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion