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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,711 | $97,125-60.1% | $86,233-55.1% | $137,256-71.8% |
| Participation rate | 81.8% | 74.2%+7.6pp | 69.0%+12.8pp | 80.0%+1.9pp |
| Annual return | 20.23% | 74.19%-54.0pp | 61.39%-41.2pp | 220.34%-200.1pp |
| Employer contribution / active EE | $0 | $2,841-100.0% | $2,504-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $5,530 | $5,180+6.8% | $4,559+21.3% | $6,407-13.7% |
| Admin fee / account holder | $16,524 | $9,725+69.9% | $8,342+98.1% | $12,270+34.7% |