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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,988 | $93,098-81.8% | $77,081-78.0% | $134,509-87.4% |
| Participation rate | 88.2% | 74.5%+13.7pp | 67.9%+20.3pp | 81.2%+7.0pp |
| Annual return | -17.50% | 62.63%-80.1pp | 42.33%-59.8pp | 418.13%-435.6pp |
| Employer contribution / active EE | $0 | $3,419-100.0% | $2,813-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $6,008 | $5,239+14.7% | $4,428+35.7% | $6,400-6.1% |
| Admin fee / account holder | $9,052 | $6,945+30.3% | $5,427+66.8% | $11,427-20.8% |