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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,197 | $183,592-72.7% | $155,567-67.7% | $145,959-65.6% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 29.89% | 61.24%-31.3pp | 64.74%-34.8pp | 561.95%-532.1pp |
| Employer contribution / active EE | $4,133 | $5,315-22.2% | $4,674-11.6% | $4,661-11.3% |
| Participant deferral / active EE | $3,540 | $6,464-45.2% | $5,628-37.1% | $6,689-47.1% |
| Admin fee / account holder | $1,263 | $19,318-93.5% | $15,916-92.1% | $13,398-90.6% |