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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,152 | $124,314-48.4% | $109,163-41.2% | $167,518-61.7% |
| Participation rate | 63.6% | 79.4%-15.8pp | 75.9%-12.2pp | 82.1%-18.5pp |
| Annual return | 14.83% | 26.04%-11.2pp | 25.75%-10.9pp | 478.71%-463.9pp |
| Employer contribution / active EE | $1,620 | $4,209-61.5% | $3,723-56.5% | $4,838-66.5% |
| Participant deferral / active EE | $4,290 | $5,256-18.4% | $4,654-7.8% | $6,342-32.4% |
| Admin fee / account holder | $0 | $7,973-100.0% | $6,754-100.0% | $12,312-100.0% |