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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,818 | $107,363-57.3% | $92,909-50.7% | $152,897-70.0% |
| Participation rate | 45.5% | 79.8%-34.3pp | 76.0%-30.6pp | 82.5%-37.0pp |
| Annual return | 22.81% | 145.63%-122.8pp | 109.44%-86.6pp | 345.43%-322.6pp |
| Employer contribution / active EE | $1,284 | $4,222-69.6% | $3,653-64.8% | $4,764-73.0% |
| Participant deferral / active EE | $3,581 | $4,848-26.1% | $4,238-15.5% | $5,851-38.8% |
| Admin fee / account holder | $0 | $7,082-100.0% | $5,795-100.0% | $11,599-100.0% |