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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,542 | $106,247-47.7% | $96,515-42.5% | $139,466-60.2% |
| Participation rate | 70.6% | 77.8%-7.3pp | 74.3%-3.8pp | 80.3%-9.7pp |
| Annual return | 38.68% | 38.47%+0.2pp | 35.73%+2.9pp | 373.66%-335.0pp |
| Employer contribution / active EE | $1,901 | $4,106-53.7% | $3,740-49.2% | $4,754-60.0% |
| Participant deferral / active EE | $4,299 | $5,456-21.2% | $4,880-11.9% | $6,712-36.0% |
| Admin fee / account holder | $4,154 | $7,885-47.3% | $6,735-38.3% | $11,409-63.6% |