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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,157 | $96,361-30.3% | $80,607-16.7% | $139,456-51.8% |
| Participation rate | 100.0% | 73.6%+26.4pp | 67.0%+33.0pp | 80.3%+19.7pp |
| Annual return | 27.05% | 1350.95%-1323.9pp | 936.11%-909.1pp | 373.45%-346.4pp |
| Employer contribution / active EE | $4,702 | $3,262+44.1% | $2,724+72.6% | $4,753-1.1% |
| Participant deferral / active EE | $10,365 | $5,232+98.1% | $4,448+133.0% | $6,711+54.4% |
| Admin fee / account holder | $856 | $6,601-87.0% | $5,379-84.1% | $11,407-92.5% |