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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,587 | $93,098-57.5% | $77,081-48.6% | $134,509-70.6% |
| Participation rate | 100.0% | 74.5%+25.5pp | 67.9%+32.1pp | 81.2%+18.8pp |
| Annual return | 4.88% | 62.63%-57.7pp | 42.33%-37.4pp | 418.13%-413.2pp |
| Employer contribution / active EE | $3,148 | $3,419-7.9% | $2,813+11.9% | $4,741-33.6% |
| Participant deferral / active EE | $6,995 | $5,239+33.5% | $4,428+58.0% | $6,400+9.3% |
| Admin fee / account holder | $327 | $6,945-95.3% | $5,427-94.0% | $11,427-97.1% |