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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,299 | $109,372-72.3% | $89,414-66.1% | $158,966-80.9% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 31.60% | 345.55%-314.0pp | 245.50%-213.9pp | 302.95%-271.4pp |
| Employer contribution / active EE | $2,952 | $3,171-6.9% | $2,586+14.1% | $4,762-38.0% |
| Participant deferral / active EE | $9,535 | $4,598+107.4% | $3,890+145.1% | $5,983+59.4% |
| Admin fee / account holder | $4,098 | $6,156-33.4% | $4,883-16.1% | $11,250-63.6% |