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| Provider | Service type | Compensation |
|---|---|---|
PLANTE & MORAN, PLLC1 year Service code 10 · EIN 38-1357951 | Accounting | $56,850 |
STRATEGIC ADVISORS, INC.7+ years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $15,575 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$34,753 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,291 | $79,184+175.7% | $102,438+113.1% | $74,546+192.8% |
| Participation rate | 65.4% | 74.8%-9.3pp | 76.5%-11.0pp | 67.2%-1.8pp |
| Annual return | 13.71% | 54.95%-41.2pp | 29.37%-15.7pp | 1366.03%-1352.3pp |
| Employer contribution / active EE | $4,925 | $2,362+108.5% | $3,024+62.9% | $2,624+87.7% |
| Participant deferral / active EE | $9,342 | $4,414+111.6% | $5,054+84.9% | $4,347+114.9% |
| Admin fee / account holder | $132 | $2,001-93.4% | $9,448-98.6% | $1,944-93.2% |