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| Provider | Service type | Compensation |
|---|---|---|
STRATEGIC ADVISORS, INC.3+ years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $25,594 |
Service code 37 · EIN 04-2647786 | Loan Processing | $10,502 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,361 | $79,519+153.2% | $95,964+109.8% | $73,412+174.3% |
| Participation rate | 55.5% | 81.2%-25.6pp | 77.1%-21.5pp | 72.2%-16.6pp |
| Annual return | 14.31% | 19.20%-4.9pp | 91.64%-77.3pp | 59.30%-45.0pp |
| Employer contribution / active EE | $1,164 | $2,048-43.2% | $2,541-54.2% | $2,234-47.9% |
| Participant deferral / active EE | $4,702 | $4,138+13.6% | $4,167+12.8% | $3,806+23.5% |
| Admin fee / account holder | $80 | $184-56.4% | $6,797-98.8% | $158-49.1% |