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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,294 | $183,592+10.2% | $155,574+30.0% | $145,877+38.7% |
| Participation rate | 77.8% | 82.7%-4.9pp | 78.2%-0.4pp | 80.3%-2.5pp |
| Annual return | 12.46% | 61.37%-48.9pp | 64.87%-52.4pp | 551.28%-538.8pp |
| Employer contribution / active EE | $2,476 | $5,317-53.4% | $4,676-47.0% | $4,663-46.9% |
| Participant deferral / active EE | $5,075 | $6,466-21.5% | $5,629-9.8% | $6,691-24.1% |
| Admin fee / account holder | $1,829 | $19,316-90.5% | $15,914-88.5% | $13,402-86.4% |