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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,842 | $175,231-14.5% | $149,696+0.1% | $139,466+7.4% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 17.80% | 166.77%-149.0pp | 134.46%-116.7pp | 373.66%-355.9pp |
| Employer contribution / active EE | $2,644 | $5,478-51.7% | $4,821-45.2% | $4,754-44.4% |
| Participant deferral / active EE | $5,571 | $6,521-14.6% | $5,682-2.0% | $6,712-17.0% |
| Admin fee / account holder | $2,278 | $16,155-85.9% | $13,212-82.8% | $11,409-80.0% |