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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,116 | $209,422-38.3% | $178,503-27.7% | $158,982-18.8% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 16.56% | 188.81%-172.2pp | 151.12%-134.6pp | 302.99%-286.4pp |
| Employer contribution / active EE | $2,418 | $5,707-57.6% | $5,011-51.7% | $4,763-49.2% |
| Participant deferral / active EE | $5,211 | $5,955-12.5% | $5,202+0.2% | $5,983-12.9% |
| Admin fee / account holder | $13,121 | $17,079-23.2% | $13,987-6.2% | $11,252+16.6% |