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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,039 | $202,342-34.3% | $172,753-23.0% | $152,909-13.0% |
| Participation rate | 85.7% | 87.1%-1.3pp | 82.6%+3.1pp | 82.5%+3.3pp |
| Annual return | 23.16% | 1029.88%-1006.7pp | 803.00%-779.8pp | 345.46%-322.3pp |
| Employer contribution / active EE | $2,020 | $5,857-65.5% | $5,144-60.7% | $4,764-57.6% |
| Participant deferral / active EE | $3,883 | $5,948-34.7% | $5,198-25.3% | $5,851-33.6% |
| Admin fee / account holder | $1,790 | $17,112-89.5% | $13,956-87.2% | $11,601-84.6% |