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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,743 | $89,259-77.9% | $107,187-81.6% | $82,637-76.1% |
| Participation rate | 90.0% | 67.9%+22.1pp | 75.0%+15.0pp | 68.1%+21.9pp |
| Annual return | 23.98% | 21.02%+3.0pp | 204.55%-180.6pp | 53.51%-29.5pp |
| Employer contribution / active EE | $9,178 | $3,080+198.0% | $3,782+142.7% | $2,552+259.6% |
| Participant deferral / active EE | $4,317 | $4,037+6.9% | $5,096-15.3% | $4,126+4.6% |
| Admin fee / account holder | $1,345 | $7,381-81.8% | $9,162-85.3% | $7,339-81.7% |