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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,472 | $64,716-90.0% | $112,258-94.2% | $68,495-90.6% |
| Participation rate | 80.4% | 67.2%+13.2pp | 75.1%+5.3pp | 67.9%+12.5pp |
| Annual return | -24.57% | -11.40%-13.2pp | 27.47%-52.0pp | -7.84%-16.7pp |
| Employer contribution / active EE | $1,419 | $2,746-48.3% | $3,636-61.0% | $2,596-45.3% |
| Participant deferral / active EE | $2,133 | $3,565-40.2% | $4,728-54.9% | $4,028-47.0% |
| Admin fee / account holder | $300 | $5,232-94.3% | $6,411-95.3% | $5,403-94.4% |