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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $319,229 | $87,132+266.4% | $105,624+202.2% | $80,959+294.3% |
| Participation rate | 89.7% | 70.4%+19.2pp | 75.3%+14.4pp | 67.7%+22.0pp |
| Annual return | 14.48% | 17.03%-2.6pp | 116.20%-101.7pp | 35.67%-21.2pp |
| Employer contribution / active EE | $3,398 | $2,397+41.8% | $3,168+7.3% | $2,757+23.2% |
| Participant deferral / active EE | $12,687 | $3,985+218.3% | $5,013+153.1% | $4,300+195.0% |
| Admin fee / account holder | $862 | $8,449-89.8% | $10,961-92.1% | $6,925-87.6% |