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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $392,373 | $94,031+317.3% | $115,768+238.9% | $82,448+375.9% |
| Participation rate | 90.0% | 70.4%+19.6pp | 74.4%+15.6pp | 68.1%+21.9pp |
| Annual return | 17.04% | 20.61%-3.6pp | 100.46%-83.4pp | 41.64%-24.6pp |
| Employer contribution / active EE | $3,244 | $2,323+39.6% | $2,940+10.4% | $2,551+27.2% |
| Participant deferral / active EE | $11,756 | $3,972+196.0% | $4,917+139.1% | $4,139+184.0% |
| Admin fee / account holder | $7,652 | $10,249-25.3% | $12,439-38.5% | $7,234+5.8% |