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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,490 | $76,371+213.6% | $93,621+155.8% | $72,975+228.2% |
| Participation rate | 88.5% | 71.8%+16.7pp | 75.8%+12.6pp | 69.5%+19.0pp |
| Annual return | 26.54% | 25.82%+0.7pp | 32.76%-6.2pp | 81.01%-54.5pp |
| Employer contribution / active EE | $3,087 | $2,276+35.7% | $2,719+13.6% | $2,440+26.5% |
| Participant deferral / active EE | $9,558 | $3,538+170.1% | $4,070+134.9% | $3,608+164.9% |
| Admin fee / account holder | $479 | $6,839-93.0% | $7,890-93.9% | $5,124-90.7% |