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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,780 | $96,630-4.0% | $86,605+7.1% | $139,427-33.5% |
| Participation rate | 40.0% | 74.4%-34.4pp | 71.7%-31.7pp | 80.3%-40.3pp |
| Annual return | 17.15% | 106.48%-89.3pp | 591.39%-574.2pp | 373.27%-356.1pp |
| Employer contribution / active EE | $957 | $3,264-70.7% | $3,023-68.3% | $4,752-79.9% |
| Participant deferral / active EE | $6,161 | $4,836+27.4% | $4,438+38.8% | $6,711-8.2% |
| Admin fee / account holder | $653 | $6,405-89.8% | $5,611-88.4% | $11,404-94.3% |