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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,939 | $109,830-47.2% | $98,452-41.2% | $167,497-65.4% |
| Participation rate | 66.7% | 75.8%-9.2pp | 73.3%-6.7pp | 82.1%-15.4pp |
| Annual return | 16.33% | 1957.04%-1940.7pp | 1492.96%-1476.6pp | 478.62%-462.3pp |
| Employer contribution / active EE | $1,784 | $3,224-44.7% | $2,960-39.7% | $4,838-63.1% |
| Participant deferral / active EE | $8,908 | $4,673+90.6% | $4,276+108.3% | $6,341+40.5% |
| Admin fee / account holder | $418 | $6,751-93.8% | $5,948-93.0% | $12,310-96.6% |