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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,007 | $92,707-31.0% | $82,726-22.6% | $134,493-52.4% |
| Participation rate | 40.0% | 75.2%-35.2pp | 72.6%-32.6pp | 81.2%-41.2pp |
| Annual return | -16.88% | 945.12%-962.0pp | 701.33%-718.2pp | 418.01%-434.9pp |
| Employer contribution / active EE | $808 | $3,274-75.3% | $3,009-73.2% | $4,740-83.0% |
| Participant deferral / active EE | $5,531 | $4,801+15.2% | $4,394+25.9% | $6,400-13.6% |
| Admin fee / account holder | $515 | $5,980-91.4% | $5,328-90.3% | $11,425-95.5% |