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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,638 | $159,978-32.1% | $147,041-26.1% | $145,978-25.6% |
| Participation rate | 72.7% | 84.0%-11.3pp | 82.2%-9.4pp | 80.3%-7.6pp |
| Annual return | 14.22% | 98.36%-84.1pp | 419.21%-405.0pp | 550.52%-536.3pp |
| Employer contribution / active EE | $4,010 | $5,288-24.2% | $4,935-18.7% | $4,662-14.0% |
| Participant deferral / active EE | $8,187 | $8,429-2.9% | $8,071+1.4% | $6,690+22.4% |
| Admin fee / account holder | $1,412 | $15,053-90.6% | $13,006-89.1% | $13,400-89.5% |