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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,638 | $159,934-32.1% | $147,005-26.1% | $145,959-25.6% |
| Participation rate | 72.7% | 84.0%-11.3pp | 82.2%-9.4pp | 80.3%-7.6pp |
| Annual return | 14.22% | 98.24%-84.0pp | 418.76%-404.5pp | 561.95%-547.7pp |
| Employer contribution / active EE | $4,010 | $5,287-24.2% | $4,934-18.7% | $4,661-14.0% |
| Participant deferral / active EE | $8,187 | $8,427-2.8% | $8,070+1.5% | $6,689+22.4% |
| Admin fee / account holder | $1,412 | $15,053-90.6% | $13,006-89.1% | $13,398-89.5% |