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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,349 | $165,381-64.7% | $149,730-61.0% | $158,966-63.3% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 14.72% | 348.29%-333.6pp | 276.70%-262.0pp | 302.95%-288.2pp |
| Employer contribution / active EE | $7,239 | $5,104+41.8% | $4,645+55.8% | $4,762+52.0% |
| Participant deferral / active EE | $6,672 | $7,182-7.1% | $6,843-2.5% | $5,983+11.5% |
| Admin fee / account holder | $2,346 | $10,809-78.3% | $9,310-74.8% | $11,250-79.1% |