Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,190 | $162,136-88.2% | $152,301-87.4% | $154,746-87.6% |
| Participation rate | 50.0% | 84.1%-34.1pp | 82.4%-32.4pp | 80.7%-30.7pp |
| Annual return | 56.22% | 91.02%-34.8pp | 80.50%-24.3pp | 172.34%-116.1pp |
| Employer contribution / active EE | $38,507 | $4,890+687.4% | $4,624+732.7% | $4,379+779.3% |
| Participant deferral / active EE | $90,597 | $8,341+986.2% | $8,004+1031.9% | $6,730+1246.1% |
| Admin fee / account holder | $933 | $15,759-94.1% | $14,398-93.5% | $14,365-93.5% |