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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,205 | $148,582-94.5% | $135,942-94.0% | $139,456-94.1% |
| Participation rate | 94.4% | 83.9%+10.6pp | 81.9%+12.5pp | 80.3%+14.1pp |
| Annual return | 35.38% | 79.26%-43.9pp | 68.28%-32.9pp | 373.45%-338.1pp |
| Employer contribution / active EE | $1,893 | $5,245-63.9% | $4,858-61.0% | $4,753-60.2% |
| Participant deferral / active EE | $4,356 | $8,101-46.2% | $7,759-43.9% | $6,711-35.1% |
| Admin fee / account holder | $747 | $12,402-94.0% | $10,764-93.1% | $11,407-93.5% |