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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,781 | $110,337-29.5% | $102,383-24.0% | $145,877-46.7% |
| Participation rate | 75.0% | 77.9%-2.9pp | 74.5%+0.5pp | 80.3%-5.3pp |
| Annual return | 8.22% | 24.83%-16.6pp | 24.94%-16.7pp | 551.28%-543.1pp |
| Employer contribution / active EE | $2,147 | $4,216-49.1% | $3,870-44.5% | $4,663-54.0% |
| Participant deferral / active EE | $5,319 | $5,621-5.4% | $5,060+5.1% | $6,691-20.5% |
| Admin fee / account holder | $1,558 | $9,750-84.0% | $8,391-81.4% | $13,402-88.4% |