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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,091 | $134,001-71.6% | $112,258-66.1% | $134,509-71.7% |
| Participation rate | 66.7% | 78.6%-11.9pp | 75.1%-8.4pp | 81.2%-14.6pp |
| Annual return | -20.22% | 47.15%-67.4pp | 27.47%-47.7pp | 418.13%-438.4pp |
| Employer contribution / active EE | $3,006 | $4,039-25.6% | $3,636-17.3% | $4,741-36.6% |
| Participant deferral / active EE | $10,224 | $5,291+93.2% | $4,728+116.2% | $6,400+59.7% |
| Admin fee / account holder | $1,390 | $7,491-81.4% | $6,411-78.3% | $11,427-87.8% |