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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,897 | $84,493-61.1% | $125,381-73.8% | $66,938-50.9% |
| Participation rate | 99.0% | 76.4%+22.6pp | 82.4%+16.6pp | 69.8%+29.2pp |
| Annual return | -4.15% | -8.49%+4.3pp | 572.31%-576.5pp | 1.58%-5.7pp |
| Employer contribution / active EE | $4,919 | $3,554+38.4% | $4,815+2.1% | $2,545+93.3% |
| Participant deferral / active EE | $13,596 | $6,783+100.4% | $7,448+82.6% | $4,238+220.8% |
| Admin fee / account holder | $2,864 | $685+318.1% | $10,007-71.4% | $594+382.5% |