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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,530 | $138,076-90.9% | $123,553-89.9% | $135,380-90.7% |
| Participation rate | 88.9% | 84.7%+4.2pp | 82.3%+6.6pp | 82.6%+6.2pp |
| Annual return | 307.96% | 153.70%+154.3pp | 119.21%+188.8pp | 519.81%-211.8pp |
| Employer contribution / active EE | $3,194 | $5,152-38.0% | $4,628-31.0% | $4,779-33.2% |
| Participant deferral / active EE | $8,440 | $6,800+24.1% | $6,426+31.4% | $5,609+50.5% |
| Admin fee / account holder | $351 | $10,917-96.8% | $9,284-96.2% | $10,828-96.8% |