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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,202 | $89,370-76.3% | $141,197-85.0% | $72,976-70.9% |
| Participation rate | 96.3% | 75.1%+21.2pp | 82.5%+13.8pp | 69.5%+26.8pp |
| Annual return | 40.79% | 111.88%-71.1pp | 71.41%-30.6pp | 81.02%-40.2pp |
| Employer contribution / active EE | $4,013 | $3,115+28.8% | $4,736-15.3% | $2,440+64.5% |
| Participant deferral / active EE | $10,055 | $5,419+85.6% | $6,710+49.8% | $3,608+178.7% |
| Admin fee / account holder | $1,006 | $5,957-83.1% | $10,265-90.2% | $5,124-80.4% |