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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,692 | $178,174-83.3% | $156,181-81.0% | $137,256-78.4% |
| Participation rate | 76.9% | 82.0%-5.1pp | 78.8%-1.9pp | 80.0%-3.0pp |
| Annual return | 27.24% | 84.19%-56.9pp | 64.87%-37.6pp | 220.34%-193.1pp |
| Employer contribution / active EE | $3,743 | $4,972-24.7% | $4,294-12.8% | $4,156-9.9% |
| Participant deferral / active EE | $5,244 | $6,888-23.9% | $6,132-14.5% | $6,407-18.1% |
| Admin fee / account holder | $980 | $17,404-94.4% | $14,586-93.3% | $12,270-92.0% |