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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,692 | $184,014-83.9% | $161,149-81.6% | $138,895-78.6% |
| Participation rate | 76.9% | 82.1%-5.2pp | 78.8%-1.9pp | 79.9%-3.0pp |
| Annual return | 27.24% | 21.52%+5.7pp | 21.16%+6.1pp | 145.39%-118.2pp |
| Employer contribution / active EE | $3,743 | $5,055-26.0% | $4,360-14.2% | $4,194-10.8% |
| Participant deferral / active EE | $5,244 | $6,909-24.1% | $6,153-14.8% | $6,396-18.0% |
| Admin fee / account holder | $980 | $18,027-94.6% | $15,194-93.6% | $12,562-92.2% |