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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,088 | $67,823-89.5% | $52,425-86.5% | $137,256-94.8% |
| Participation rate | 50.0% | 63.9%-13.9pp | 55.6%-5.6pp | 80.0%-30.0pp |
| Annual return | 28.10% | 219.11%-191.0pp | 302.12%-274.0pp | 220.34%-192.2pp |
| Employer contribution / active EE | $384 | $1,163-67.0% | $914-58.0% | $4,156-90.8% |
| Participant deferral / active EE | $1,114 | $2,288-51.3% | $1,790-37.8% | $6,407-82.6% |
| Admin fee / account holder | $117 | $2,844-95.9% | $2,495-95.3% | $12,270-99.0% |