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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,088 | $69,118-89.7% | $53,647-86.8% | $138,895-94.9% |
| Participation rate | 50.0% | 64.0%-14.0pp | 56.3%-6.3pp | 79.9%-29.9pp |
| Annual return | 28.10% | 248.26%-220.2pp | 358.33%-330.2pp | 145.39%-117.3pp |
| Employer contribution / active EE | $384 | $1,189-67.8% | $962-60.1% | $4,194-90.9% |
| Participant deferral / active EE | $1,114 | $2,274-51.0% | $1,813-38.5% | $6,396-82.6% |
| Admin fee / account holder | $117 | $2,724-95.7% | $2,460-95.2% | $12,562-99.1% |