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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,028 | $185,312-67.1% | $161,489-62.2% | $154,746-60.6% |
| Participation rate | 41.7% | 82.5%-40.8pp | 78.7%-37.0pp | 80.7%-39.0pp |
| Annual return | 18.33% | 103.84%-85.5pp | 89.72%-71.4pp | 172.34%-154.0pp |
| Employer contribution / active EE | $2,778 | $4,769-41.8% | $4,268-34.9% | $4,379-36.6% |
| Participant deferral / active EE | $5,371 | $6,350-15.4% | $5,630-4.6% | $6,730-20.2% |
| Admin fee / account holder | $166 | $18,654-99.1% | $16,006-99.0% | $14,365-98.8% |