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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,028 | $172,111-64.5% | $150,298-59.4% | $137,256-55.5% |
| Participation rate | 41.7% | 81.7%-40.0pp | 77.8%-36.1pp | 80.0%-38.3pp |
| Annual return | 18.33% | 69.37%-51.0pp | 62.79%-44.5pp | 220.34%-202.0pp |
| Employer contribution / active EE | $2,778 | $4,636-40.1% | $4,154-33.1% | $4,156-33.2% |
| Participant deferral / active EE | $5,371 | $6,166-12.9% | $5,453-1.5% | $6,407-16.2% |
| Admin fee / account holder | $166 | $16,471-99.0% | $14,116-98.8% | $12,270-98.6% |